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Learn the Tricks to Cut on Home Expenses without Living like a Miser and Get a Great Personal Finance

By Charles Hopkins Published 09/19/2006 | Finance

You might be familiar with this age old saying that money saved is money earned! If you are a home maker, your duty is not restricted within the peripheries of cooking and rearing children. You should stay informed about the nuances of the personal finance. Did you know that as a homemaker you have to play an extremely important role to keep your familys financial condition healthy? It is in your hands to save thousands of dollars every year by incorporating a few cost saving measures in your running of the home. And it takes little efforts to make such an important contribution towards your family and for every penny you save thus work towards making your bank balance more inflated.

If you think closely you will find that a massive amount of money is drained out every month on utilities. But by incorporating little adjustments in your living style, you can achieve a great deal of savings. Here are some tips to help you cut on your electricity and gas consumption.

Did you know, even if you have turned off the power switch of the TV or computer monitor, unless you did not turn off the main switch, it draws electricity and that is unnecessarily. So make it a point to turn out the main switch every time you discontinue with your watching TV. Also take care to turn off the computer along with the monitor, printer, scanner and all other parts of the computer. To make your task easier, just plug all the parts into power strips instead of switching them off separately.

Then while you are washing clothes in the washing machine use cold water to prevent wasting energy expended towards heating the water. Save warm water washes only for the really dirty clothes or linens. And also make it a point to use the washing machine to its fullest capacity. The same rule is applicable for the dishwasher also.

Some people have the bad habit of keeping the windows shut all through the day and using of electric light when there is ample day light available. Make use of the natural light during the daytime. Use little tricks as placing the kitchen cabinet near the window and cut the vegetables under sunlight.

Electricity is mostly wasted by running for an extended period of time. It is a good idea to make use of timers and thermostats to prevent from the gadgets running longer than required.

Did you know this fact, that your refrigerators and freezers work better when they're full? So, fill up the empty spaces with containers filled with water. The ice in the container will save on your refrigerators power consumption. Dont keep the door of refrigerator opened for a long time or do not keep on opening and shutting it frequently.

When the window air conditioner is on, also run the fan that will circulate the air inside the room, thus not requiring you to place the thermostat of the air conditioner at the lowest setting.

These are just a few tricks to keep your energy bill at a minimum. Just use your own imagination and you will find many more ways to save on the cost of your energy expenses. The money saved this way will add up your effective savings.