The U.S. Ex-Im Bank is an independent agency of the U.S. government. It was established in 1934 to finance the export sales of goods and services produced in the USA. Since 1934 it has supported over 450 Billion in exports. The Ex-Im Bank supports short, medium, and long term financing to creditworthy international customers both in the public and private sectors. It provides working capital guarantees to USA exporters. Products include Direct Loans, Guarantees, Export Credit Insurance, and Working capital Guarantees. There are special initiatives of environmental exports.

What is the U.S. Ex-Im Bank Environmental Exports Program?

It provides support for environmentally beneficial exports mandated in their charter. It is a pro-active business development and enhancement to existing programs. It provides long-term loans and guarantees of 10-15 years after project completion. Repayment terms of 15 years are available for renewable energy and water treatment projects. Interest may be capitalized during construction. During the past decade, environmental export funding has increased from 13 projects per year to over 2 Billion in fundings.

What is the Guaranteed Loan Program?

Guaranteed loans are made by commercial banks (U.S. or Foreign banks) to a foreign buyer with a 100% unconditional repayment guarantee form the Ex-Im Bank. The guarantee covers 85% of the U.S. content of the transaction. Banks often finance the 15% required cash payment. The guarantee is available in major foreign currencies.

What can the Ex-Im Bank do for small projects?

The Ex-Im Bank makes credits decisions about potential projects in several ways: based strictly on the balance sheet of the borrower or guarantor; and also as limited recourse project finance with a special purpose company borrower and project cash flows as the source of repayment. Or, as a structured finance transaction with the borrowers balance sheet enhanced by special Ex-Im Bank features.