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Finance - Page 7

Youve seen recent headlines where homeowners all over the country with Adjustable Rate Mortgages (ARMs) are losing their homes due to default and foreclosure.

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Corrections are as much a part of the normal Market Cycle as rallies, and they can be brought about by either bad news or good news. (Yes, that's what I meant to say.) Investors always over-analyze when prices become weak and lose their common sense when prices are high, thus perpetuating the "buy high, sell low" Wall Street lunacy.

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So you're saving for a home, and at the same time the holiday season is approaching. It seems that every year you're left with a mountain of debt at the end of the season. Don't despair; you are not alone. The American economy is relying on you to over spend this year; in fact according to the National Retail Federation, holiday shopping in November and December is projected to reach 438.5 billion. That amounts to 20 percent of all retail sales in 2006.

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There are a lot of things that you must attend to when it comes to home management. With modern lifestyle and technology developing rapidly, the more complex life has become.

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Consider the following situation. Let us say that you are a newly-established professional who wants to start a new life.

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Life today is very complex. Because of the development and advancement in modern technology and modern lifestyle, life today gets more and more complicated.

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People today live complex lives. With the recent developments (in modern lifestyle as well as in modern technology), peoples lives became more and more complicated.

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Mortgage refinancing basically involves taking a new mortgage to pay off an old one, an idea which seems asinine to the uninitiated.

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